Khalti vs eSewa vs IMEPay vs ConnectIPS — which has the best limits and fees?

Short answer: eSewa for everyday consumer payments, Khalti for the freelance-international rail (via Stripe), IMEPay for remittance integration, ConnectIPS for bank-to-bank.

Where each shines.

• eSewa: widest merchant acceptance, Nepali utility bills, mobile top-ups.
• Khalti: the only wallet with Stripe-based international receivable; merchant tooling is competitive.
• IMEPay: strong on cash-out at IME counters, useful when a recipient is unbanked.
• ConnectIPS: bank-grade transfers, higher limits, fewer frills.

The exception most miss. NRB-set wallet limits change. Daily and monthly caps vary per category — check the wallet’s current published limits before assuming.

Which combination do you run, and what is your monthly volume?