Can a Nepali individual legally hold a USD account inside Nepal — NRB rules?

Short answer: Yes, but only under specific NRB-permitted categories — primarily NRNs, exporters, and individuals with documented foreign income.

Who qualifies, typically.

• NRN account holders with NRN ID and recognised foreign residence.
• Exporters of goods or services with documented foreign earnings.
• Embassies, diplomatic missions, and treaty-permitted accounts.

Law vs practice. Banks differ in how strictly they apply the rules. Two branches of the same bank can give different answers — ask in writing, in advance.

Has your bank opened or denied a USD account recently? What was the deciding document?